Dividend Portfolio Stress Test Simulator
Build a portfolio and test it against market crashes. Check scenarios to see combined impacts instantly.
This simulator tests an initial $70,000 dividend portfolio that's invested across seven sectors. Select some of the tough market condition scenarios (checkboxes below portfolio) to see impacts on income and portfolio health, view alerts and narratives. Rebalance to optimize your investments.
This simulator is for educational purposes and does not predict exact portfolio outcomes under specific market conditions. It offers a useful way to visualize how historical market events might affect dividend portfolios and demonstrates how rebalancing can improve income and stability across sectors.
Select a Scenario...
| Sector | Invest ($) | Dividend Yield (%) | Income ($) |
|---|---|---|---|
| Total Income | |||
| Portfolio Health | |||
Sectors
Financials
Banks and insurers offer solid dividends but are sensitive to interest rate changes and economic downturns.
REITs
Real estate investment trusts provide high dividends but are vulnerable to rate hikes and property value drops.
Energy
Oil and gas companies pay strong dividends but are hit hard by oil price swings.
Healthcare
Drug and medical firms offer stable dividends, staying resilient during market turmoil.
Utilities
Power and water companies deliver steady dividends, holding strong during rate changes.
Technology
Tech firms pay modest dividends and face moderate volatility during market corrections.
Consumer Staples
Food and household goods companies provide reliable dividends, stable in downturns.
Scenarios
Interest Rate Spikes
Rising rates, like in 2022, cut REIT and financial dividends by increasing borrowing costs.
Oil Price Crashes
A sharp drop in oil prices, like in 2014, slashes energy sector dividends significantly.
Real Estate Value Drops
A property market slump, like in 2008, reduces REIT dividends due to lower asset values.
2008 Financial Crisis
A severe economic crash hammers financials and REITs, with moderate energy and tech impacts.
Tech Bubble Burst
A dot-com-style crash cuts tech dividends sharply, with minor financial sector effects.
Rebalancing
Adjust your sector investments in the “Rebalance” popup to boost income or reduce risk, testing new allocations against scenarios.